Friday, April 21, 2006
Tip to improve your credit score
It's important to find out what happens to the personal information you provide to companies, marketers, and government agencies. These organizations may use your information simply to process your order; they may use it to tell you about products, services, or promotions; or they may share your information with others. More organizations are offering people choices about how their personal information is used. For example, many let you "opt-out" of having your information shared with others or used for promotional purposes
The national credit bureaus offer a toll-free number that enables consumers to opt-out of all pre-approved credit offers with just one phone call. Call 1-888-5-OPTOUT (1-888-567-8688) for more information.
Right About Real Estate
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2 comments:
My credit score is not that good. It's rather fair. How soon can I achieve an excellent credit score!?
Nadia
I don't think there is a time frame to achieve excellent credit score that depends on your credit habits
But I can give you some steps to improve it faster
Correct blatant mistakes. Your credit score is only as good as what shows up in your credit report.
Pay your bills on time. This is always a good practice, and it's especially critical that you make prompt payments close to the time you need a loan.
Reduce your credit card balances. A heavily weighted factor in your FICO score is how much money you owe on your credit cards relative to your total credit limit.
Pay off debt rather than moving it around.
Don't close unused credit card accounts near loan time.
Good luck
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