Flyer
Wednesday, December 26, 2007
Wednesday, December 12, 2007
The Venture- New condo in Aventura for rent
The Venture Aventura
$1700/mo
2br, 2ba
WALK IN AND SAY WOW! BEAUTIFULLY APPOINTED W/ITALIAN KITCHEN,STAINLESS STEEL APPLIANCES AND GRANITE COUNTERS.REMODELED MASTER BATH WITH ROMAN TUB.WOOD FLOORS THROUGHOUT.BUILT-IN CLOSETS.NOTHING IS "STANDARD" IN THIS GORGEOUS UNIT.APARTMENT FACES RESORT STYLE POOL AREA.BUILDING OFFERS STATE-OF-THE-ART FITNESS CENTER,BUSINESS CENTER,SUNBATHING POOL AND SWIMMING POOL, JACUZZI,PARTY ROOM,WALKING DISTANCE TO SHOPPING, DINING, ENTERTAINMENT AND EVERY CONVENIENCE THE EXCLUSIVE CITY OF AVENTURA HAS TO OFFER.
vt:
http://www.visualtour.com/shownp.asp?sk=13&t=1143931
By Right About Real Estate
Monday, December 10, 2007
Sheridan Beach Club 2 Rental
Sheridan Beach Club 2 Rental
2 bedrooms, 2 baths
$1,450/month
1,300sq.ft
TENS OF THOUSANDS OF DOLLARS IN UPGRADES INCLUDE BAMBOO FLOORS THROUGHOUT, WOOD BLINDS, STAINLESS STEEL APPLIANCES, GRANITE KITCHEN COUNTERS, UPGRADED VANITIES IN THE BATHROOMS, VESSEL MOUNT SINKS, FROSTED GLASS DOORS, CROWN MOLDING... JUST TOO MUCH TO MENTION IT ALL. BALCONY OVERLOOKS PRESERVE. COMPLEX IS LESS THAN A MILE TO THE OCEAN, STEPS AWAY FROM WEST LAKE PARK, PUBLIX, WALGREENS, SHOPS AND RESTAURANTS. FOR VISUAL TOUR FOLLOW THE LINK:
http://www.visualtour.com/show.asp?T=1319505
"Selling South Florida LifeStyles"
Yael Warman
Broker
yael@rightabouthomes.com
213 E Sheridan St. suite#1
Dania beach, FL 33004
tel: 954.362.0980 x 2001
fax: 954.362.0982
HTTP://www.rightabouthomes.com
2 bedrooms, 2 baths
$1,450/month
1,300sq.ft
TENS OF THOUSANDS OF DOLLARS IN UPGRADES INCLUDE BAMBOO FLOORS THROUGHOUT, WOOD BLINDS, STAINLESS STEEL APPLIANCES, GRANITE KITCHEN COUNTERS, UPGRADED VANITIES IN THE BATHROOMS, VESSEL MOUNT SINKS, FROSTED GLASS DOORS, CROWN MOLDING... JUST TOO MUCH TO MENTION IT ALL. BALCONY OVERLOOKS PRESERVE. COMPLEX IS LESS THAN A MILE TO THE OCEAN, STEPS AWAY FROM WEST LAKE PARK, PUBLIX, WALGREENS, SHOPS AND RESTAURANTS. FOR VISUAL TOUR FOLLOW THE LINK:
http://www.visualtour.com/show.asp?T=1319505
"Selling South Florida LifeStyles"
Yael Warman
Broker
yael@rightabouthomes.com
213 E Sheridan St. suite#1
Dania beach, FL 33004
tel: 954.362.0980 x 2001
fax: 954.362.0982
HTTP://www.rightabouthomes.com
Monday, November 05, 2007
Thursday, October 18, 2007
Foreclosure vs. Short Sale
A homebuyer who has borrowed money from a lender to do so has also agreed that in the event he/she does not make the agreed uon payments, the lender may keep or foreclose on the propert. A short sale is when the lender agrees to accept a mortgage payoff that doesn't cover the outstanding loan. Lenders almost always lose money when they foreclose on property. In many cases, they will lose less money through a short sale than they would by foreclosing on the home and selling it as a bank-owned property.
Now that we have explained why it may be in the bank's best interest to accept a short sale instead of engaging in foreclosure proceedings, let us tell you why, althogh it is more complicated and time consuming, it is also in your best interest to attempt to settle with your lender through a short sale rather than allowing a foreclosure take place.
If a foreclsoure is complted by the lender, the homeowner could incur more significant, long standing damages than if the debt is settled thrugh a sort sale. A homeowner who goes through a foreclosure typycally sees their credit score plunge about 200 to 300 points, whereas in a short sale, their credit score may drop 80 to 100 points. It can take from 3 to 5 years or more after a foreclosure before a mortgage lender will offer the homeowner an affordable interest rate, whereas in the event of a short sale, a homeowner can typically qualify for a new mortgage and buy a home in as little as 18 months with the establishment of new credit, and the interest rate and loan to value ratio will be much more favorable.
Now that we have explained why it may be in the bank's best interest to accept a short sale instead of engaging in foreclosure proceedings, let us tell you why, althogh it is more complicated and time consuming, it is also in your best interest to attempt to settle with your lender through a short sale rather than allowing a foreclosure take place.
If a foreclsoure is complted by the lender, the homeowner could incur more significant, long standing damages than if the debt is settled thrugh a sort sale. A homeowner who goes through a foreclosure typycally sees their credit score plunge about 200 to 300 points, whereas in a short sale, their credit score may drop 80 to 100 points. It can take from 3 to 5 years or more after a foreclosure before a mortgage lender will offer the homeowner an affordable interest rate, whereas in the event of a short sale, a homeowner can typically qualify for a new mortgage and buy a home in as little as 18 months with the establishment of new credit, and the interest rate and loan to value ratio will be much more favorable.
Wednesday, August 15, 2007
Thursday, August 02, 2007
Sunday, July 01, 2007
Get your Emergency Loan before you need it
Most people apply for a loan when they need it, but there are good reasons to apply for one when you don't.
Getting a Home Equity Line Of Credit (HELOC) is somewhat simple under normal circumstances, but getting one when you are in a desperate situation may be next to impossible.
During our last hurricane season, many homes were stricken by the devastating effects of Hurricanes Katrina and Wilma and while insurance agencies made a great effort to rush adjusters to the affected areas and cut checks to homeowners as diligently as possible, many homeowners waited for months before getting a dime and many others, while lucky to get their payments right away, lacked the funds to pay for deductibles or pay in advance before being refunded by their insurance companies. After a natural disaster, insurance companies stop underwriting and banks stop generating loans pending thorough inspections of the home securing the loan.
But hurricanes are not the only reason why you would be denied for a loan that you may have been given under other circumstances. Losing your job may cause you to not qualify for a loan, but had you gotten it while you were still employed, the funds already available could keep you afloat while you find an alternate source of income.
This is why it is such a wonderful idea to have a HELOC in place before you need it. A HELOC is a loan secured by the value of your home, but it does not have to be used if you don't want to, much like a credit card in that sense. If you do not use the funds available, you do not pay interest and you do not make payments. You can just have the loan in place, available for when you do need it or want it.
Getting a Home Equity Line Of Credit (HELOC) is somewhat simple under normal circumstances, but getting one when you are in a desperate situation may be next to impossible.
During our last hurricane season, many homes were stricken by the devastating effects of Hurricanes Katrina and Wilma and while insurance agencies made a great effort to rush adjusters to the affected areas and cut checks to homeowners as diligently as possible, many homeowners waited for months before getting a dime and many others, while lucky to get their payments right away, lacked the funds to pay for deductibles or pay in advance before being refunded by their insurance companies. After a natural disaster, insurance companies stop underwriting and banks stop generating loans pending thorough inspections of the home securing the loan.
But hurricanes are not the only reason why you would be denied for a loan that you may have been given under other circumstances. Losing your job may cause you to not qualify for a loan, but had you gotten it while you were still employed, the funds already available could keep you afloat while you find an alternate source of income.
This is why it is such a wonderful idea to have a HELOC in place before you need it. A HELOC is a loan secured by the value of your home, but it does not have to be used if you don't want to, much like a credit card in that sense. If you do not use the funds available, you do not pay interest and you do not make payments. You can just have the loan in place, available for when you do need it or want it.
Wednesday, May 23, 2007
Prepare for your 1st Hurricane Season
If you recently moved to Florida, this summer may be your first hurricane season.
Whether you are nervous about experiencing one of Florida's inevitables or completely careless about it, there is one certainty, and that is that things are always better when you are prepared. So, here are a few pointers on how to be ready when a hurricane is on its way...
1. Make plans to secure your property. The best protection for your windows is offered by permanent storm shutters, although using a 5/8” marine plywood cut to fit and ready to install to board up windows is a good second choice.
2. Trim trees and shrubs around your house.
3. Clear loose and clogged rain gutters.
4. Keep a full tank of gas in your car. Gas stations may be closed during emergencies and unable to pump gas during power outages. Plan to take one car per family to reduce congestion and delay.
5.Listen to a battery-powered radio or T.V. for information.
6. Have cash available. If a hurricane hits, power outages may make ATMs and credit card machines at stores inoperable.
7. Close storm shutters, and secure outdoor items or bring them inside.
8. Turn off utilities if instructed to do so. Otherwise, turn the refrigerator thermostat to its coldest setting and keep its doors closed.
9. Ensure a supply of water for sanitary purposes such as cleaning and flushing toilets. Fill the bathtub and other large containers with water.
10. Buy bottled water and imperishable food.
11. Once the hurricane hits, stay indoors and away from windows and glass doors.
12. Do not be fooled if there is a lull; it could be the eye of the storm - winds will pick up again.
13. After the storm passes, follow local instructions. The storm may have caused property damages that may make it dangerous for people to be out on the streets, like trees blocking the roads or down power lines.
14. The most important rule of all is to stay calm.
Like every year, we are hoping that this year hurricanes don't visit our sunshine state, but if they happen to drop by, we hope this information serves you well.
Whether you are nervous about experiencing one of Florida's inevitables or completely careless about it, there is one certainty, and that is that things are always better when you are prepared. So, here are a few pointers on how to be ready when a hurricane is on its way...
1. Make plans to secure your property. The best protection for your windows is offered by permanent storm shutters, although using a 5/8” marine plywood cut to fit and ready to install to board up windows is a good second choice.
2. Trim trees and shrubs around your house.
3. Clear loose and clogged rain gutters.
4. Keep a full tank of gas in your car. Gas stations may be closed during emergencies and unable to pump gas during power outages. Plan to take one car per family to reduce congestion and delay.
5.Listen to a battery-powered radio or T.V. for information.
6. Have cash available. If a hurricane hits, power outages may make ATMs and credit card machines at stores inoperable.
7. Close storm shutters, and secure outdoor items or bring them inside.
8. Turn off utilities if instructed to do so. Otherwise, turn the refrigerator thermostat to its coldest setting and keep its doors closed.
9. Ensure a supply of water for sanitary purposes such as cleaning and flushing toilets. Fill the bathtub and other large containers with water.
10. Buy bottled water and imperishable food.
11. Once the hurricane hits, stay indoors and away from windows and glass doors.
12. Do not be fooled if there is a lull; it could be the eye of the storm - winds will pick up again.
13. After the storm passes, follow local instructions. The storm may have caused property damages that may make it dangerous for people to be out on the streets, like trees blocking the roads or down power lines.
14. The most important rule of all is to stay calm.
Like every year, we are hoping that this year hurricanes don't visit our sunshine state, but if they happen to drop by, we hope this information serves you well.
Friday, April 20, 2007
Monday, February 26, 2007
Understanding your credit score
The Five Things That Count
Listed below are five main categories of information on a credit report that Fair Isaac & Co evaluate, along with their general level of importance. Within these categories is a complete list of the information that goes into a FICO score. Please note that: • A score takes into consideration all these categories of information, not just one or two. No one piece of information or factor will determine your score.
• The importance of any factor depends on the overall information on your credit report.
• Your score only looks at information on your credit report. Your FICO score does not reflect your income
• Your score considers both positive and negative information in your credit report.
• Your score does not consider your ethnic group, religion, gender, marital status and nationality.
The score itself can range from 300 to 900. The formula for exactly how the score is calculated is proprietary information and owned by Fair Isaac. Here is an approximate breakdown of how it is determined:
1. 35% of the score is based on your payment history. One of the primary reasons a lender wants to see your score is to find out if and how timely you pay your bills.
2. 30% of the score is based on outstanding debt. How much do you owe on your loans? How many credit cards? Are they at their limits? A good rule is to keep your cards at 30% or less of their limits.
3. 15% of the score is based on the length of credit history. More information about your past payment history gives a more accurate prediction of your future actions.
4. 10% of the score is based on the number of inquiries. These may be bad for your score because they indicate that you may be in some kind of financial trouble or may be taking on a lot of debt. FICO scores only count inquiries from the past year.
5. 10% of the score is based on the types of credit you currently have. What kind and how many of each? The credit mix usually won’t be a key factor in determining your score- but it will be more important if the report lacks other information on which to base the score.
You can have access to your credit report using Equifax
Wednesday, January 24, 2007
Port St. Lucie
In Port St. Lucie, one of the fastest growing cities in South Florida, this 1/4 acre lot awaits your new home.
Located in the sought after area of Torino this lot is surrounded by gorgeous homes and it is high and dry ready to build.
Please contact Raquel J.
(954) 362-0980 X 2011
raquelj@rightabouthomes.com
Tuesday, January 23, 2007
Hiring the right real estate agent in a buyer's market
With a shift in market conditions, what used to be a tilted scale for buyers and sellers has now become a fair ground for negotiations. Homes that are priced right and marketed properly continue to sell and buyers have the opportunity to negotiate basic terms.
In a market where sellers need to make a greater effort in order to sell their homes and buyers can get creative when constructing offers, it only makes sense that you hire a competent real estate agent to help you do so, but the question is how do you know who's competent and who's not?
When you hire a real estate professional that you decide to be loyal to, you can be certain that they will be loyal to you too and bear your best interest in mind, so before you go out and "tie the knot" with a real estate agent, ask some questions:
1. Are you a Realtor? Not every real estate agent is a Realtor. A real estate agent is a REALTOR® when he or she becomes a member of the NATIONAL ASSOCIATION OF REALTORS®, and voluntarily adheres to a strict Code of Ethics and Standards of Practice and pledges to maintain incomparable knowledge of the real estate processes, becoming the experts of residential and commercial property transactions.
2. Do you work as a full-time Realtor®? The felixibilty of schedules in the real estate field tempts a lot of agents to keep their full-time jobs and sell real estate "on the side". While this may work for some agents, others tend to keep real estate "on the side of their minds" as well, relegating the clients' needs.
3. Do you have an assistant or partner? When a Realtor has someone they can rely on to take care of the myriad of details that a real estate transaction requires, they can spend more time on what really matters, like finding a buyer for your home or a home for their buyers.
4. What area and in what aspect of the market do you specialize?
5. Do you have a written marketing plan specifically designed to sell my house or help me find the right home for my family?
6. How do you market properties to buyers?
7. How many properties have you sold in the last three (3) months?
8. What kind of marketing materials will you produce to market my home ?
9. Do you have a written business plan and mission statement?
10. How often will I get an update on the efforts to sell my home or find a home?
11.In what ways do you encourage other Realtors® to sell my property? How do you network?
12. What can I do to help sell my property? A Realtor should have a list of ideas to help you spruce up your home.
13. How many listings do you have? What percentage of them sell?
14. What is the market trend now?
15. Based upon what you know about my situation, should I sell/buy? Why?
16. If I give you the listing, what are the first seven (7) things you will do in the first week to sell my property?
17. What methods do you use to communicate? Pager Phone E-mail Direct mail Personal visit
18. What kind of internet presence do you have?
19. What kind of tools on your website are available for buyers / sellers?
20.How soon will my property be featured on your site?
21. On how many different sites will my property be found?
22. Why are you worth the commission?
30. Do you have any buyers for this home now?
In a market where sellers need to make a greater effort in order to sell their homes and buyers can get creative when constructing offers, it only makes sense that you hire a competent real estate agent to help you do so, but the question is how do you know who's competent and who's not?
When you hire a real estate professional that you decide to be loyal to, you can be certain that they will be loyal to you too and bear your best interest in mind, so before you go out and "tie the knot" with a real estate agent, ask some questions:
1. Are you a Realtor? Not every real estate agent is a Realtor. A real estate agent is a REALTOR® when he or she becomes a member of the NATIONAL ASSOCIATION OF REALTORS®, and voluntarily adheres to a strict Code of Ethics and Standards of Practice and pledges to maintain incomparable knowledge of the real estate processes, becoming the experts of residential and commercial property transactions.
2. Do you work as a full-time Realtor®? The felixibilty of schedules in the real estate field tempts a lot of agents to keep their full-time jobs and sell real estate "on the side". While this may work for some agents, others tend to keep real estate "on the side of their minds" as well, relegating the clients' needs.
3. Do you have an assistant or partner? When a Realtor has someone they can rely on to take care of the myriad of details that a real estate transaction requires, they can spend more time on what really matters, like finding a buyer for your home or a home for their buyers.
4. What area and in what aspect of the market do you specialize?
5. Do you have a written marketing plan specifically designed to sell my house or help me find the right home for my family?
6. How do you market properties to buyers?
7. How many properties have you sold in the last three (3) months?
8. What kind of marketing materials will you produce to market my home ?
9. Do you have a written business plan and mission statement?
10. How often will I get an update on the efforts to sell my home or find a home?
11.In what ways do you encourage other Realtors® to sell my property? How do you network?
12. What can I do to help sell my property? A Realtor should have a list of ideas to help you spruce up your home.
13. How many listings do you have? What percentage of them sell?
14. What is the market trend now?
15. Based upon what you know about my situation, should I sell/buy? Why?
16. If I give you the listing, what are the first seven (7) things you will do in the first week to sell my property?
17. What methods do you use to communicate? Pager Phone E-mail Direct mail Personal visit
18. What kind of internet presence do you have?
19. What kind of tools on your website are available for buyers / sellers?
20.How soon will my property be featured on your site?
21. On how many different sites will my property be found?
22. Why are you worth the commission?
30. Do you have any buyers for this home now?
Friday, January 19, 2007
Dania Beach Single Family, 411 SE 4th Terr MLS # H807075
This completely updated home is the largest in Dania Beach offering 3,100 sq.ft of charm.
4 bedrooms, 3 baths, den/playroom with built-in bar, big kitchen with cooking island, breakfast nook and pantry.
Wood floors throughout living areas. 9ft regulation pool table and brand new Jacuzzi in patio are included in the sale as bonus to the buyer. 
38 SE 6th ST Duplex Dania Beach MLS # H807078
Great Investment!
2br,2ba rents for $950/month. 1br,1ba rents for $650/month. Both units are in perfect condition and allow for rent increase.
649-408 Sheridan Beach Club-MLS # H815912
THIS HOME HAS TRULY BEEN "DESIGNED TO SELL". DECORATED BY ONE OF TBS DESIGNERS, THIS BEAUTIFUL CONDO LOOKS LIKE IT JUST CAME OUT FROM A TV SHOW. HARDWOOD FLOORS THROUGHOUT, NEW KITCHEN, TRACK LIGHTING, SURROUND SOUND WIRED ARE JUST A FEW OF THE DETAILS TAKEN INTO CONSIDERATION BY THIS METICULOUS SELLER.
Subscribe to:
Posts (Atom)